best car insurance in uae

On the Fast Track to Security: Ranking the best car insurance in UAE

best car insurance in UAE: Uncover the finest car insurance options available in the UAE as you embark on a journey to safeguard your vehicle. Delve into the essential features and crucial factors that will guide you in selecting the optimal coverage for your prized possession.

The top 13 car insurance companies in UAE

Embarking on owning a vehicle is an unparalleled experience cherished by individuals across all walks of life.

Whether it’s a sleek sports car, a luxurious model, or a reliable family vehicle, the sentiment attached to having one’s car is incomparable. Naturally, we will go the extra mile to ensure its safety and well-being.

This is where a meticulously crafted and thoroughly researched best car insurance in uae, preferably from the best car insurance in uae, becomes essential. Safeguard your cherished possession with the best – because your car deserves nothing less.

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Sukoon Insurance

Delivering exceptional insurance solutions is pivotal in fostering and safeguarding wealth and well-being.

Oriental

Established in 1947, The Oriental Insurance Co. Ltd. proudly bears the distinction of being incorporated in India. With an unwavering commitment to excellence, the company stands as a beacon of resilience, being 100% owned by the Government of India, ensuring sovereign security and instilling confidence to withstand any global downturns.

Over six decades, it has emerged as a formidable force in General Insurance in India and beyond.

Headquartered in New Delhi, the company boasts 31 Regional Offices and a network of over 1,800 operating offices spanning the nation. Additionally, it has extended its reach internationally with offices in Dubai, Kuwait, and Nepal, solidifying its position as a trusted giant in the insurance landscape.

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Watania Takaful

In a strategic move, Dar Al Takaful took significant steps in shaping the landscape of Takaful in the UAE. The acquisition of Noor Takaful in 2020 began a transformative journey.

Subsequently, in July 2022, Dar Al Takaful joined forces with the National Takaful Company (Watania), culminating in creating one of the largest Takaful entities in the Emirates.

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Adamjee

Adamjee Insurance Company Limited (AICL) stands at the forefront as the best car insurance in uae. This remarkable ascent is underpinned by an unyielding dedication to its corporate philosophy and the relentless pursuit of delivering unparalleled services to its valued customers. AICL’s commitment translates into a seamless experience, streamlined claims processes, and the allocation of dedicated resources, ensuring that purchasing insurance becomes hassle-free for residents in the UAE.

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Salama Insurance

Salama Insurance is a beacon of landscape reliability and trust in the dynamic best car insurance in uae. With a commitment to excellence, Salama Insurance offers comprehensive coverage tailored to meet the diverse needs of its clientele.

RSA INSURANCE

Discover peace of mind with RSA Insurance, which offers various insurance policies such as Motor Executive, Motor Smart, and Motor Value. Tailored to cover loss and damage, these policies provide a comprehensive shield for your vehicle.

Conveniently located on the 38th Floor, Burj Al Salam, Tower No-2, Sheikh Zayed Road, Dubai, RSA Insurance ensures accessibility with operating hours from Mon to Sat: 08:00 am to 08:00 pm. Closed on Sundays, their dedicated team can be reached at 800-722-RSA or +971-4-302-9800.

AL WATHBA NATIONAL INSURANCE CO

Explore a world of comprehensive protection with Al Wathba, offering a range of insurance packages, including an all-encompassing motor insurance plan that shields against a myriad of damages and provides personal benefits and access to emergency services.

Conveniently situated at Al Wathba National Insurance Building, Najda Street, Abu Dhabi, Al Wathba ensures accessibility with operating hours from Mon to Thur: 08:00 am to 07:00 pm, Fri: 08:00 am to 12:00 pm, Sun: 08:00 am to 05:00 pm, and closed on Saturdays. For inquiries, contact 600 544 040 or via WhatsApp at +971-2-418-5300.

SHARJAH INSURANCE

As a leading best car insurance in uae in Sharjah, this esteemed company offers a versatile range of insurance solutions, presenting comprehensive and third-party options.

The third-party insurance plan prioritizes the claimant’s coverage of losses or damages, ensuring a focused and efficient protection strategy.

It’s crucial to be well-informed about which car insurance company in the UAE safeguards against damages caused by animals. Knowledge is power when selecting the right coverage for your vehicle.

AL BUHAIRA NATIONAL INSURANCE COMPANY

Renowned for its motor insurance services, ABNIC is a trusted name catering to the needs of both large and small businesses. The company has earned a distinct reputation for its exceptional fleet insurance solutions, tailored to provide flexibility for businesses of varying fleet sizes, ranging from small to large enterprises.

Located at Al Buhaira Tower, Buhaira Corniche, Sharjah, ABNIC ensures accessibility with operating hours from Mon to Fri, 8:30 am to 5:00 pm, and remains closed on Saturdays and Sundays. For inquiries, contact +971-6-517-4444 or connect via WhatsApp at +971-50-751-0074.

AL AIN AHLIA CAR INSURANCE

Unlock a spectrum of insurance solutions with our offerings, including Comprehensive Insurance and Third-Party Liability Insurance, coupled with specialized services designed to elevate your coverage.

Introducing the Orange Card – mandatory insurance for cross-border travel in Arab countries, ensuring compliance with local laws for Third Party Liability coverage. This added layer of protection is a testament to our commitment to comprehensive and compliant insurance solutions.

Gulf Insurance Company

GIG Insurance, formerly AXA Insurance, is a multinational company headquartered in France that has boasted a robust presence in the Gulf region for over 68 years. Renowned for its extensive experience, the company specializes in providing comprehensivebest car insurance in uae, setting itself apart with coverage options spanning up to 15 years.

Emirates Insurance Company

Emirates Insurance is a trailblazer in the insurance industry, maintaining its status as a leading company for over 30 years. As a semi-government entity, the company operates from a network of 30 offices, supported by a dedicated team of over 250 employees. The extensive experience and commitment to excellence position Emirates Insurance as a formidable player in the sector.

American International Group Insurance (the best car insurance in UAE)

American International Group Inc. (AIG) is a prominent global insurance company recognized for its leadership in the industry. With a widespread presence in over 80 countries, AIG has established itself as a key player in providing a diverse range of insurance plans, including life, car, and casualty coverage.

What are the Types of Car Insurance Policies Available in the UAE?

In the UAE, car insurance is a legal necessity due to the inherent risks of driving on the roads. Car owners must have insurance; failure to comply is a punishable offence. The best car insurance in uae. predominantly offers two types of car insurance policies, each catering to distinct needs.

  1. Comprehensive Car Insurance: Comprehensive car insurance, often called full car insurance, provides extensive protection for the owner’s vehicle and any third party involved in an accident. This comprehensive coverage extends to various incidents, including road accidents, vandalism, theft, and natural calamities like sandstorms. Beyond the standard coverage, policyholders can choose add-ons based on their specific requirements, such as passenger cover and car renting. This insurance policy offers car owners a well-rounded and thorough shield, ensuring peace of mind in diverse situations.
  2. Third-Party Liability Insurance: Thebest car insurance in uae is third-party liability insurance. This insurance primarily covers damage inflicted upon the other party in an accident. It serves as the minimum and essential car insurance required by law. Ideal for individuals who prefer to avoid investing a substantial amount in auto insurance, third-party insurance provides coverage for damage caused to the third-party vehicle in the event of an accident. The premium rates for this type of insurance are generally lower when compared to comprehensive insurance, with variations based on factors like the car model, vehicle variant, and the driver’s age.

What Aspects to Ponder While Purchasing a Car Insurance Policy?

When purchasing the best car insurance in UAE, it’s crucial to consider various factors to ensure comprehensive coverage that aligns with your needs. Here’s a list of essential factors to contemplate during the selection process:

  1. Agency Repair: Confirm that your car insurance policy includes agency repair. This ensures that authentic parts provided by the car dealer are used for repairs or servicing in the event of any damage to your vehicle.
  2. Medical Expenses: Check if the policy covers medical expenditures related to accidents. This feature is designed to cover passengers’ or drivers’ medical expenses within 24 hours of the accident.
  3. Off-road Coverage: Assess whether the policy includes off-road coverage, safeguarding your vehicle against damage or loss that may occur while driving off-road.
  4. Personal Cover for Passenger and Driver: Explore if the policy offers personal coverage for drivers and passengers, providing financial protection in the unfortunate event of the loss of life. Ensure that the coverage extends to a maximum limit, often expressed in terms of AED (United Arab Emirates Dirham), with a typical maximum cover of 200,000 AED per person.
  5. Roadside Assistance: Consider whether the policy includes roadside assistance. This valuable feature allows you to call for immediate help in situations such as running out of fuel or experiencing a breakdown on the road.

References

Car Insurance Companies in the UAE: Dubai, Abu Dhabi & More | dubizzle

The Best Car Insurance Policies in the UAE in 2023 (gargashinsurance.com)

Top 10 Best Car Insurance Companies in Dubai & UAE – 2024 (Policy Bazaar. ae)

Top 5 Car Insurance Companies in UAE (policy bazaar. ae)

Best Car Insurance in UAE- Al Buhaira Insurance

Yara Refaat
Yara Refaat
Articles: 193